Rays Online College Credits offers an online Associate Degree, equivalent to the two-year Associate Degree program of many international universities. After completing the Foundation Year at ROCC, students may then transfer the credits into foreign (notably American or Asian) programs. The Associate Program at ROCC costs only USD4800 for the entire two years of 20 courses, compared to the $20,000 for other American two-year online programs, or compared to the average of almost $100,000 to attend two years of a private American university. The Associate Program builds upon the Foundation Year Program, whose courses are described in our description of the FOUNDATION YEAR. The additional 10 courses are again divided into 5 English and 5 core subjects. English courses are chosen from: Readings in the Social Sciences, English Idioms and Expressions, Linguistics, Etymology and Word Derivations, English Literature, Business English, and Writing the Research Paper. The five non-English courses are chosen from Economics, Psychology, Statistics, Art and the Humanities, ASEAN studies. And American studies.